transcript
Speaker 1:
[00:05] If you love a good rebrand, glow up before and after, you're going to love today's episode. So stick around as we reminisce on the most iconic brand transformations of all time.
Speaker 2:
[00:14] People did not like us for a while.
Speaker 3:
[00:16] For a hot second, that rebrand was tough.
Speaker 1:
[00:18] There was a special edition that was $850.
Speaker 3:
[00:20] Of Crocs. Hey guys, I'm Rachel Cruze.
Speaker 1:
[00:28] I'm George Kamel.
Speaker 3:
[00:30] And this is...
Speaker 1:
[00:31] Smart Money Happy Hour.
Speaker 3:
[00:38] Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events and money.
Speaker 1:
[00:46] But first, let's talk about what we're sipping on, Rachel. This is the Paloma Mezcalita.
Speaker 3:
[00:51] I know, did we make this up?
Speaker 1:
[00:52] I doubt we made it up. We're not that creative, but-
Speaker 3:
[00:55] I'm sure we got it somewhere, but did they make this at restaurants?
Speaker 1:
[00:58] I don't know that you could order this. This feels like if you're at a bougie, not a true Mexican restaurant, but upscale, fancy, they have the Paloma Mezcalita. They charge $18 for it.
Speaker 3:
[01:09] I bet. I bet. Well, I can't wait to see.
Speaker 1:
[01:11] Stick around till the end. We're going to give you our rating and reveal the cost per glass.
Speaker 3:
[01:15] Well, one thing about us, we love a good rebrand.
Speaker 1:
[01:19] It's a rebirth, new life.
Speaker 3:
[01:21] Man, when something's going downhill and then it turns uphill, we are all for the win.
Speaker 1:
[01:25] We love the journey.
Speaker 3:
[01:26] We love a journey. We love a moment where there's like conflict. You don't know if they're going to make it. And they, whether it's a person or a brand, and they find their way out. We are here to cheer them on.
Speaker 1:
[01:36] I feel like we've done a lot of re-branding here at Ramsey. We're kind of entering this toxic money culture. We re-branded credit card dependents to make debit cards cool again.
Speaker 3:
[01:44] That's true.
Speaker 1:
[01:45] Rely on your own money. How about that for a change? We re-branded Rice and Beans. Now it's very mindful, very demure. Yeah, very demure. We made it cool to like try to save money on groceries and not eat out. And finally, we re-branded budgeting with our Every Dollar app. It's easy, it's personalized. It's, dare I say, fun. I love an app.
Speaker 3:
[02:02] You know, when re-branded, they did, and it was overnight. What was that? No one was expecting it. The Dave Ramsey Show, The Ramsey Show, remember that?
Speaker 1:
[02:09] Yeah.
Speaker 3:
[02:09] And people did not-
Speaker 1:
[02:10] Who knew? Taking the word Dave out.
Speaker 2:
[02:12] And people did not like us for a while.
Speaker 3:
[02:14] I think y'all are liking us better. But for a hot second, that re-brand was tough for people.
Speaker 1:
[02:18] Well, when it's a solo act for 30 years. And you go, hey, what if we just introduce a new cast and crew?
Speaker 3:
[02:23] Yeah. I know. And sometimes, you know, I feel like usually it's happens in a group. And then the one, Justin out of N-Sync, or Harry Styles out of One Direction, usually you pull one out. Nope.
Speaker 2:
[02:35] We would be opposite.
Speaker 3:
[02:36] We added to that show.
Speaker 1:
[02:38] So it's like if you took Justin Timberlake and then added the boy band, you'd be like, no, no, no, no, no, no, no. This is not it.
Speaker 2:
[02:42] Yeah.
Speaker 3:
[02:42] We just want him. I get it. I get it. But now I think America loves this George.
Speaker 1:
[02:46] Dave has always been my Justin Timberlake. I appreciate that. That's how I think of him.
Speaker 3:
[02:51] Oh, man. Yeah. Well, speaking of Justin Timberlake and on the boy bands, Backstreet Boys, they've had a good bounce back in the re-gram one.
Speaker 1:
[02:58] What a bounce back it was.
Speaker 3:
[02:59] Thank you, Vegas.
Speaker 1:
[02:59] And it still is.
Speaker 3:
[03:00] But the 90s, like some of that nostalgia, it's coming back. They're re-branded. They're coming back. Hilary Duff, have you seen her? Yeah. Girlfriend's on tour.
Speaker 1:
[03:08] Are they redoing the show too?
Speaker 3:
[03:09] And she did the, I don't know.
Speaker 1:
[03:11] Lizzie McGuire is coming back?
Speaker 3:
[03:12] I heard that it might be. I don't know. That's like...
Speaker 1:
[03:14] That's iffy.
Speaker 3:
[03:15] Another one, George, Hannah Montana. She had a special come out. Yes. It's like a 20th special.
Speaker 1:
[03:22] Anniversary. That's exciting.
Speaker 3:
[03:24] Can you believe that?
Speaker 1:
[03:24] Go Miley.
Speaker 3:
[03:25] Well done, Hannah. So yeah. So we'll see. We'll see what kind of comes back in circles. Love Story, the JFK Jr. I haven't seen this. TV show. Oh, so good. So good. But that brings you back. Now they have the show obviously based in the 90s, but I'll have all that Calvin Klein style come back.
Speaker 1:
[03:44] That feels like the win. If you take something nostalgic to especially millennials or even Gen X.
Speaker 3:
[03:49] Yeah, we love it.
Speaker 1:
[03:50] Bring it back. We will throw money at it.
Speaker 3:
[03:52] I don't know why. It's so true though.
Speaker 1:
[03:53] You have our attention.
Speaker 3:
[03:54] Yes.
Speaker 1:
[03:55] I think because we long for that, in our minds, was a simpler time.
Speaker 3:
[03:58] Yes.
Speaker 1:
[03:59] Of innocence and joy and less responsibility.
Speaker 3:
[04:01] You know, I think you're right. Just take us back. Take us back.
Speaker 1:
[04:04] Well, you know what music industry rebrand comes to mind for me?
Speaker 3:
[04:07] What?
Speaker 1:
[04:07] Tay-Tay, your girl Taylor Swift.
Speaker 3:
[04:10] Taylor.
Speaker 1:
[04:10] She's really evolved and rebranded over time.
Speaker 3:
[04:13] Because she was country for the beginning of her career.
Speaker 1:
[04:17] Blonde curls.
Speaker 3:
[04:18] Yep. Big guitar, boots, all of it. And then she...
Speaker 1:
[04:22] When did it switch for you, you think? Was it red?
Speaker 3:
[04:25] The red two. Yes, the red album.
Speaker 1:
[04:27] Fourth album.
Speaker 3:
[04:28] Felt very different.
Speaker 1:
[04:29] She started moving into pop.
Speaker 3:
[04:30] Yes, because she had Fearless, which still felt country to me.
Speaker 1:
[04:33] Yeah.
Speaker 3:
[04:35] Yeah.
Speaker 1:
[04:35] And then 1999. Arguably her best work.
Speaker 3:
[04:39] You love that.
Speaker 1:
[04:40] I'm fighting words. But I think if you look at her whole catalog, 1999 will hold up over time.
Speaker 3:
[04:44] Will just be so good. Yep.
Speaker 1:
[04:46] That's the official crossover.
Speaker 3:
[04:47] That one sold $1.2 million in the first week.
Speaker 1:
[04:50] 1.2 million copies.
Speaker 3:
[04:51] Copies, I'm sorry. Yes. What did I say?
Speaker 1:
[04:53] You said dollars.
Speaker 3:
[04:54] Oh, sorry.
Speaker 1:
[04:55] A lot more dollars than that.
Speaker 3:
[04:56] A lot more dollars for old Tay Tay.
Speaker 1:
[04:57] That's a failure for Taylor Swift.
Speaker 3:
[04:59] For Tay Tay. Yep. It was the highest selling album of 2014. Wow. Was that one. That's pretty good.
Speaker 1:
[05:06] Who knew? That's impressive. Yeah. I think she's matured with her audience and that's really helped.
Speaker 3:
[05:11] Yes.
Speaker 1:
[05:11] Because sometimes the audience outgrows you and you sort of stay in your box. And what she did was just evolve and mature along with them. So it's like we grew up with her.
Speaker 3:
[05:21] So proud of you, Taylor.
Speaker 1:
[05:22] All the breakups.
Speaker 3:
[05:23] Well done.
Speaker 1:
[05:23] So many breakups.
Speaker 3:
[05:24] I mean, you say that, but she's in her late thirties.
Speaker 1:
[05:28] She's welcome to have as many as she would like.
Speaker 3:
[05:29] Yeah, she's going to date people.
Speaker 1:
[05:30] Keep the music up. I'm worried though, now with, she's with Travis, if this is long-term marriage material, songwriting goes downhill.
Speaker 3:
[05:37] No, because I love the songwriting about him in this latest album. Life of a Showgirl is so good.
Speaker 1:
[05:44] It's very...
Speaker 3:
[05:46] Opalite.
Speaker 1:
[05:47] Oh, that is a good one.
Speaker 3:
[05:48] So happy, so wonderful.
Speaker 1:
[05:50] Let's move into my world, Rachel. Let's talk about the rebrand of Apple.
Speaker 3:
[05:53] Oh, yes.
Speaker 1:
[05:54] More my speed. On the verge of bankruptcy in the mid-90s.
Speaker 3:
[05:57] Yeah, and you were an employee.
Speaker 1:
[05:59] Former employee. Made it a 15-month run at the Apple Store.
Speaker 3:
[06:03] At the Apple Store, not the headquarters.
Speaker 1:
[06:05] But I did go to the headquarters for training.
Speaker 3:
[06:07] No, you didn't.
Speaker 1:
[06:08] They sent me to Cupertino.
Speaker 3:
[06:10] Stop it.
Speaker 1:
[06:10] I got the merch to prove it.
Speaker 3:
[06:11] Stop it, really? Yeah. Is that like Silicon Valley area?
Speaker 1:
[06:15] Yeah. So I moved from a specialist role, which is like sales on the floor, to a creative role.
Speaker 3:
[06:20] Any creative role at an Apple Store goes to headquarters, do you think?
Speaker 1:
[06:25] At the time. I don't know if they still do. I don't even know that role still exists. Back in the day, I was like teaching grandmas how to use computers.
Speaker 3:
[06:31] What would that be, like 2012?
Speaker 1:
[06:33] This was 2008 to 2009.
Speaker 3:
[06:35] Oh, even before all that.
Speaker 1:
[06:36] So all of 2008 and the start of 2009 before I got to Cupertino.
Speaker 3:
[06:40] Oh, and the iPhone kind of started coming out.
Speaker 1:
[06:44] So I started right after the first iPhone came out.
Speaker 3:
[06:46] Yes, I was going to say that.
Speaker 1:
[06:47] So I was there for the launch of like 3G or whatever it was.
Speaker 3:
[06:50] Yes.
Speaker 1:
[06:51] Simpler times. Truly.
Speaker 3:
[06:53] That thing changed the world. Can we say that?
Speaker 1:
[06:56] And that's when the Apple Store was fun.
Speaker 3:
[06:56] You were part of it, George.
Speaker 1:
[06:58] I felt like I was, I mean, it was a life-changing mission to help someone buy, because it was like you're buying your first Mac. It was like, oh, I can't wait to show you all the things you can do.
Speaker 3:
[07:06] Oh yeah.
Speaker 1:
[07:07] GarageBand, iMovie, iPhoto.
Speaker 3:
[07:10] So good.
Speaker 1:
[07:10] Make a calendar for the kids.
Speaker 3:
[07:12] Yes, which was just like mind-blowing.
Speaker 1:
[07:14] It was the best.
Speaker 3:
[07:14] To think that you could have an iPod.
Speaker 1:
[07:16] Yep.
Speaker 3:
[07:17] On a phone.
Speaker 1:
[07:18] The old tagline, a thousand songs in your pocket.
Speaker 3:
[07:21] Gosh.
Speaker 1:
[07:22] Can you imagine?
Speaker 3:
[07:24] What a shock.
Speaker 1:
[07:25] Well, for the last 25 years or more, they've been the luxury tech and lifestyle brand. Regardless of what you think of them, they've done a really good job. They're never the first to get there, but when they get there, they're the best dressed, as I heard it say.
Speaker 3:
[07:37] You don't think they're the first to get there?
Speaker 1:
[07:39] Well, as far as technology goes, there's other people who attempted it, right? There was like the Microsoft Zune, which was like the iPod competitor, but they just make a better product than everyone else.
Speaker 3:
[07:49] They do it so well.
Speaker 1:
[07:50] So all the Android people who are like, well, my phone did this way before the iPhone. I'm like, yeah, but this one just does it better.
Speaker 3:
[07:57] I was thinking about an Android.
Speaker 1:
[07:58] Yeah, they made a radical branding pivot to simplicity and minimalism. That was kind of their thing. And there was a revolution in the 90s amidst your average down desktop set up. And remember the old Mac versus PC commercials?
Speaker 3:
[08:09] Oh, yeah.
Speaker 1:
[08:10] The marketing was brilliant. It was so good. Hey, if you want to be an old fuddy duddy with an Excel spreadsheet, go ahead and use your PC.
Speaker 3:
[08:16] If you want to be a cool artist.
Speaker 1:
[08:17] If you want to be a hip guy.
Speaker 3:
[08:19] Use an Apple. Use an Apple.
Speaker 1:
[08:21] Yeah.
Speaker 3:
[08:22] You know who else is going simplicity? Because I'm thinking about this.
Speaker 1:
[08:25] Who?
Speaker 3:
[08:25] Is Elon Musk with Tesla. Have you heard this? They're only going to make two types of cars. They're like nixing all the other cars.
Speaker 1:
[08:32] Yep.
Speaker 3:
[08:33] That's crazy. Yeah.
Speaker 1:
[08:34] Your car is now vintage. It's discontinued.
Speaker 3:
[08:36] I know that. I can't buy my car. Like it's done. That's pretty wild.
Speaker 1:
[08:39] Anyways, he's doubling down on what's working.
Speaker 3:
[08:42] Yes. That's a good strategy in life. What do you think?
Speaker 1:
[08:46] I do think in life, because when you think about it, products that have like 17,000 variations, it's just too much. In a world where we have decision fatigue, we're paralyzed by indecision. There's so many options. Just give me the- that's why Trader Joe's wins. You walk in, you don't have to think about what brands they have. You just go, there's the ketchup.
Speaker 3:
[09:04] Yeah, and I just buy it.
Speaker 1:
[09:05] Versus you go into a Walmart, we're like, well, there's a whole aisle of soy sauces I got to choose from now.
Speaker 3:
[09:10] Yes.
Speaker 1:
[09:10] This is now stressful. So I do think we're heading toward that world where everything's just curated for us, and we just know this is the best option.
Speaker 3:
[09:17] This is simplicity. Okay, I like it.
Speaker 1:
[09:19] That's my take.
Speaker 3:
[09:20] I appreciate that. Well, limiting options, I think, does help with decision fatigue and also limiting your information on the internet also gives you some relief, doesn't it?
Speaker 1:
[09:30] The segue. I could not have done it better.
Speaker 3:
[09:32] Well, DeleteMe does that. Delony goes in and removes your information online on some of these data broker websites so that they can't sell your data and make money off of you. And then if they do sell it, they're selling it to sketchy companies, and that puts you at risk for spams, scams, fraud, phishing, like all this stuff. So removing your data from the internet is so important, you guys.
Speaker 1:
[09:52] And they even send you a custom report every few months showing you what they've done, how much time they've saved you. I'm at over 113 hours saved. It would have taken me to go find it, go enter the forms to remove it. And so they do all the work for you at a very, very low price and even lower if you use our promo code. So if you go to joindeleteeme.com/smartmoney, you'll get 20% off their annual plans. And this is great for the whole family. They have a family plan that covers everybody.
Speaker 3:
[10:17] Yes. And get it, you know, if you have parents that are still living, I mean, honestly, for that generation too, because they don't know how to protect themselves always. So like that's important. And then even for you getting your kids information off, it's very important.
Speaker 1:
[10:29] Worth it.
Speaker 3:
[10:30] Go to joindeleteeme.com/smartmoney. Again, you can get 20% off your annual subscription.
Speaker 1:
[10:37] All right. It's time for one of the worst slash greatest rebrands, Crocs. How did they do it? I'm still confused. When did it become cool again?
Speaker 3:
[10:48] The teenagers, they start the trends.
Speaker 1:
[10:50] Why are they deciding these days?
Speaker 3:
[10:52] I don't know. They always, I think they always do. I think trends and stuff write on them. They decide what's cool, what's not cool.
Speaker 1:
[10:58] That's so wild to me.
Speaker 3:
[10:59] And then we slowly follow. I think, right? But all these teenagers, socks and Crocs, it's like what they go for.
Speaker 1:
[11:05] I mean, they collaborated with Balenciaga in 2017. So I guess they went like, oh, we're not the low end. We're the cool luxury brand. It's now cool to wear Crocs.
Speaker 3:
[11:15] Yes, it is cool.
Speaker 1:
[11:16] It made an appearance on the Paris runway. There was a special edition that was $850.
Speaker 3:
[11:20] No, there wasn't.
Speaker 1:
[11:21] Yes, sold out.
Speaker 3:
[11:22] Of Crocs?
Speaker 1:
[11:23] And now they do regular drops. Like Post Malone has a custom, Drew House by Justin Bieber.
Speaker 3:
[11:30] Oh, man.
Speaker 1:
[11:31] NBA athletes. This is real. I don't know how it became a Gen Z staple, but I'm not happy about it.
Speaker 3:
[11:36] Well, we were just traveling last week and I swear the airport with teenagers.
Speaker 1:
[11:40] Filled with Crocs.
Speaker 3:
[11:41] Filled with high white socks and Crocs. And then all the boys' hairs is like this. And you're like, oh my gosh.
Speaker 1:
[11:47] History will not look kindly on them.
Speaker 3:
[11:49] You know what else is popular with the kids? And I had to chat GBT at George because I thought, I don't know what is happening. There's a sweatshirt called PARK. P-A-R-K-E, not Parker. And not just I'm at a park. No, we're going to add an E at the end and not finish the work. It's a girl's name and she started a company about her last name, where she just puts on a sweatshirt. And they are everywhere. Every girl from the age of probably 7th, 8th grade.
Speaker 1:
[12:22] Is it a cute sweatshirt?
Speaker 2:
[12:23] Is the font amazing? No, it's just a great sweatshirt. I don't even know.
Speaker 1:
[12:27] You would try it.
Speaker 2:
[12:28] I think so.
Speaker 3:
[12:29] I should.
Speaker 2:
[12:30] I think I should.
Speaker 1:
[12:31] Cruze.
Speaker 3:
[12:34] Anyways, it is like, I don't know, but then she just drops and apparently can't find them. So, I don't know, but every college girl on our flight from spring break had that sweatshirt. And I remember, all my sister loves were like, what is this thing? So, I chat GPT'd it like an old woman and she's a TikTok star, as she would be. Mrs. Park. I think it's her. I don't even know what her name is.
Speaker 1:
[12:58] I thought we wanted to be unique and like individual.
Speaker 2:
[13:01] No, they all look alike.
Speaker 1:
[13:02] Assimilate.
Speaker 2:
[13:03] They all look alike.
Speaker 1:
[13:04] Just like the bros.
Speaker 2:
[13:04] Which is what we did.
Speaker 3:
[13:05] I mean, we all look alike. I mean, like, it's just different outfits. But yeah, I wonder how much she's made. That girl, I just thought whatever, wherever she is in the world, good for her. Parquet, that's what we're gonna call her.
Speaker 1:
[13:17] Parquet. Is there a little tilde on there?
Speaker 3:
[13:19] Nope.
Speaker 1:
[13:20] Okay.
Speaker 3:
[13:20] But.
Speaker 1:
[13:21] I'm learning a lot.
Speaker 2:
[13:22] I am too, apparently.
Speaker 1:
[13:24] Let's break into the acting world.
Speaker 3:
[13:26] Oh, let's do it.
Speaker 1:
[13:27] Matthew McConaughey.
Speaker 3:
[13:28] Man, he came back. Greenlights brought him back, that book.
Speaker 1:
[13:32] Oh.
Speaker 3:
[13:33] I think that's what's turned him.
Speaker 1:
[13:35] That definitely helped him stay relevant.
Speaker 3:
[13:38] Well, I think he went like, in my head, Matthew was like number one rom-com. You got Wedding Plan or how? I mean, yeah, he was in his rom-com.
Speaker 1:
[13:46] And he was always shirtless.
Speaker 3:
[13:47] And then he kind of a little bit dropped off the map. And then he came out as like with Greenlights. And now he does poetry. Have you heard this?
Speaker 1:
[13:54] Yeah.
Speaker 3:
[13:54] He tours around and does poetry.
Speaker 1:
[13:56] Like Spoken Word. Yes. He does a lot of dramatic movies now instead of the rom-com or comedies.
Speaker 3:
[14:02] Yeah, but like who he is as a person, I feel like is so different.
Speaker 1:
[14:06] I think he probably got frustrated being put in a box saying, I'm not just a shirtless rom-com, I'm so much more than a good looking guy, shirtless. I have depth. So he started turning down all these comedy roles until people knew he was serious about taking on the more serious roles.
Speaker 3:
[14:19] Yeah. I think he's gone beyond acting. Like in my head, he lives in Texas with his whole family.
Speaker 1:
[14:25] He seems like a pretty grounded guy.
Speaker 3:
[14:27] I think so. He feels very balanced.
Speaker 1:
[14:29] Yeah. But he won Best Actor in 2014 for his role in Dallas Buyers Club, which was a very serious drama. So I think that he turned a corner over a decade ago and he's stuck with it. He's still funny. He just has a very likable personality. You interviewed him once, didn't you?
Speaker 3:
[14:45] I did.
Speaker 1:
[14:45] How was that?
Speaker 3:
[14:46] For Greenlights, for his book. So good.
Speaker 1:
[14:48] Yeah, he was great. He wasn't in person.
Speaker 3:
[14:50] I wish. Yeah. No. There was Greenlights.
Speaker 1:
[14:52] We all wish.
Speaker 3:
[14:53] Let's go Alphaba. A little rebrand for her.
Speaker 1:
[14:56] What was her brand before?
Speaker 3:
[14:58] The Wicked Witch of the West and Wizard of Oz.
Speaker 1:
[15:00] Oh.
Speaker 3:
[15:02] We didn't know her story until Broadway and until the movies. I think the movie made the play that much. I mean, obviously it probably just like explained.
Speaker 1:
[15:10] Yeah. I had never seen Wicked on Broadway.
Speaker 3:
[15:12] Oh, you did? Okay.
Speaker 1:
[15:13] No.
Speaker 3:
[15:13] Okay.
Speaker 1:
[15:14] Like when I had my choice of it wasn't Let's Go to Wicked.
Speaker 3:
[15:17] Okay.
Speaker 1:
[15:18] For some reason.
Speaker 3:
[15:19] Yes.
Speaker 1:
[15:19] I guess I'm not like much of a theater buff.
Speaker 3:
[15:21] Because I saw it a couple of times before the movie. Like I loved it as a show.
Speaker 1:
[15:24] I went in cold to the movie.
Speaker 3:
[15:25] Okay.
Speaker 1:
[15:25] And I loved it.
Speaker 3:
[15:26] What did you think? Did you see the second one?
Speaker 1:
[15:28] I did not see the second one. I haven't had three hours to spare since having an infant. But the first one I saw in theaters.
Speaker 3:
[15:34] Yes.
Speaker 1:
[15:34] And I was mesmerized. At first, I had a bad attitude. I was like, I don't like musicals. This is going to be cheesy. But it really was captivating.
Speaker 3:
[15:41] What's funny is I felt like they take the villain of the movies and like create their own storyline, which I love. I feel like you got the Joker, Cruella.
Speaker 1:
[15:51] Maleficent.
Speaker 3:
[15:51] Maleficent. Oh, that's actually a great movie.
Speaker 1:
[15:53] That was a good one.
Speaker 3:
[15:54] That was really good.
Speaker 1:
[15:55] We love a villain. What is it about villains?
Speaker 3:
[15:56] I know.
Speaker 1:
[15:57] They're more interesting than the heroes, I feel like.
Speaker 3:
[15:59] Yeah, because you're like, what happened to you?
Speaker 1:
[16:01] Yes. Who hurt you? I often think about that about people in the comments section. What is your villain origin story?
Speaker 3:
[16:08] Why are you so mean?
Speaker 1:
[16:09] It gives you empathy towards this person to realize like they're a human being.
Speaker 3:
[16:13] 100 percent.
Speaker 1:
[16:13] They went through a really hard thing, did not process it in a healthy way, and now they're terrible people.
Speaker 3:
[16:17] Yeah, they're casting spells on people. We don't want that. But you can at least connect the dots of where they came from.
Speaker 1:
[16:25] What would your Ramsey villain origin story be? As Dave Ramsey's daughter, there's got to be something dark there we can explore.
Speaker 3:
[16:35] You could really dramatize like the bankruptcy. I was left in a little.
Speaker 1:
[16:40] Yeah. You could have done like a prodigal daughter situation. You know what I mean? You went into like crippling debt as like a revenge on Papa Dave for being so anti-debt. Like I'll show you.
Speaker 3:
[16:51] Yeah.
Speaker 1:
[16:52] That would have been cool in hindsight, but also awful and destructive.
Speaker 3:
[16:56] No, I was going to say, no, not just that. Is that interesting? I need a better one. Let me think. This could be good.
Speaker 1:
[17:03] But out of all the Ramsey kids, it would be you.
Speaker 3:
[17:06] I got it. I frauded my parents. What if I scandal?
Speaker 1:
[17:11] You stole Dave and Sharon's identities?
Speaker 3:
[17:13] Yes, and I was never caught.
Speaker 1:
[17:15] You changed your name and identity.
Speaker 3:
[17:18] Who would ever do that?
Speaker 2:
[17:19] Now we're looking for you in Cabo.
Speaker 3:
[17:21] But I did and I ran away with the money. That's a good story.
Speaker 1:
[17:24] That's good. You got a ton of plastic surgery.
Speaker 3:
[17:26] If I don't show up in this chair next week, well, now what happened?
Speaker 2:
[17:29] Don't come looking for me.
Speaker 1:
[17:31] We'll look for you in Cabo under a different name. With a much different face after all the work you got done. I'd watch that movie.
Speaker 2:
[17:38] That's pretty good.
Speaker 1:
[17:39] Dave is on a John Wick level vengeance spree to find you.
Speaker 3:
[17:43] But then he finds out it's his own daughter.
Speaker 1:
[17:45] Then it becomes more of a Taken situation.
Speaker 2:
[17:47] Then what do you do?
Speaker 1:
[17:49] Guys.
Speaker 2:
[17:50] Then the cartel finds out I have all this money and I get kidnapped but then my dad saves me.
Speaker 1:
[17:55] It becomes Taken.
Speaker 2:
[17:56] Oh my gosh. That's a great movie.
Speaker 1:
[17:58] John Wick meets Taken with Dave and Rachel.
Speaker 2:
[18:00] You're in a jersey like you're skateboarding down a cliff.
Speaker 1:
[18:06] I'm not cool enough to be a villain. Nobody would buy that.
Speaker 2:
[18:08] Look at me. I'm so nice. I just turned myself into a villain.
Speaker 1:
[18:11] Mine's a little more pinky in the brain. No.
Speaker 3:
[18:13] Okay, that's good. You get in with your Apple skills and you.
Speaker 1:
[18:18] I'd rather like a telemarketer scam or something.
Speaker 2:
[18:20] Yeah, you're in the computer world.
Speaker 1:
[18:23] I would hack the blockchain and get the crypto bros money and then use it for good. That would be a real kind of Robinhood situation.
Speaker 3:
[18:31] Yeah, you're the everyday Robinhood man in 2026.
Speaker 1:
[18:35] I take it from the grifters and I gift it.
Speaker 2:
[18:38] All right.
Speaker 1:
[18:39] From grifter to gifter.
Speaker 3:
[18:40] Could you also, could I add a little bit more of our annoyance since we get so annoyed with crypto bros? Put in my sports gambling. Could you rig a game and make a ton of money? Like you pay off the ref.
Speaker 1:
[18:50] Off of the sports bettors?
Speaker 3:
[18:51] Yeah, get the ref on your side. You give the ref some of your crypto money. And then he throws the game so that you make a ton of money.
Speaker 1:
[19:00] And then I use that to buy, and then I buy the sports betting companies and shut them down.
Speaker 2:
[19:05] Yes!
Speaker 3:
[19:06] That's our everyday hero.
Speaker 2:
[19:07] Well done, Villain Story.
Speaker 3:
[19:09] Yeah, you shut down the whole industry.
Speaker 1:
[19:11] That would be pretty incredible.
Speaker 3:
[19:12] Now that's pretty heroic.
Speaker 1:
[19:13] I basically create a monopoly and then destroy it.
Speaker 2:
[19:15] Yes.
Speaker 3:
[19:16] Well done. Okay, those are great.
Speaker 1:
[19:18] Guys, Hollywood's got nothing on us.
Speaker 3:
[19:21] We will make those stories. Don't you worry. Don't you worry. And you could put all that money that you won in the sports bet world and put it somewhere safe, like FAIRWINDS Credit Union.
Speaker 1:
[19:31] Yes, as long as it was legally obtained.
Speaker 3:
[19:34] And as long as you use the smart bundle where you have your own checking accounts, your high yield savings accounts, your debit card, Ramsey debit card, that debt is normal. Be weird. It's the cutest debit card.
Speaker 1:
[19:45] And while you're traveling internationally with your different identity, there's no fees on your international transactions thanks to FAIRWINDS. There we go. 33,000 fee free ATM's, 5,000 credit union partner branches you can visit if you want to be in person. So much to love about FAIRWINDS.
Speaker 3:
[20:02] Yeah, if you're a villain or a hero, I think it's great. So yeah, if you're a hater in the comments, you're going to love FAIRWINDS. If you're a hero in the comments, you're going to love FAIRWINDS.
Speaker 1:
[20:10] Either way, you win.
Speaker 3:
[20:11] That's right.
Speaker 1:
[20:11] Go check it out.
Speaker 3:
[20:12] Yes. So if you go to fairwinds.org/ramsey, you can open up your Smart Bundle, get signed up. It's easy. Their app is awesome. I mean, their banking online is so easy to use.
Speaker 1:
[20:24] And I found out they'll even refund your overdraft the first two times. So first two times, they'll get you. Third time, shame on you.
Speaker 3:
[20:31] So much grace. So much grace.
Speaker 1:
[20:33] Go check them out.
Speaker 3:
[20:33] All right. Here's a little whiplash for the next rebrand. Milk. Just milk. How's the concept?
Speaker 1:
[20:41] Like cow's milk.
Speaker 3:
[20:42] Well, going back to the 90s, do you remember how much we drank?
Speaker 1:
[20:45] The Got Milk campaign got us.
Speaker 3:
[20:46] Oh my gosh. Man, we were. You know, we talked about this in another episode of Smart Money Happy Hour. And people in the comments were talking about there was like a conspiracy with the dairy farmers and the guy. There was like this whole people were in cahoots. And then it was kind of true. Yes.
Speaker 1:
[21:01] Yeah.
Speaker 3:
[21:02] I was like, oh my gosh. So read the comments about this.
Speaker 1:
[21:04] Well, anytime you see a giant widespread national campaign, just know there's lobbyists involved. There's some unscrupulous people.
Speaker 3:
[21:09] Something's happening.
Speaker 1:
[21:11] However you feel about milk. And people have feelings about milk. Rachel, I found out there's a group of guys on this team.
Speaker 3:
[21:18] Oh no.
Speaker 1:
[21:18] That call themselves the Dairy Dudes or Lactose Lads, if you will.
Speaker 3:
[21:23] Oh my gosh. What?
Speaker 1:
[21:24] Grown men who all enjoy drinking milk. And I thought that's not a group that needs to exist.
Speaker 3:
[21:29] I thought if you're lactose, you can't drink milk.
Speaker 1:
[21:31] Well, lactose intolerant, you can't.
Speaker 3:
[21:34] Oh, but lactose is them.
Speaker 1:
[21:35] Yes.
Speaker 3:
[21:36] Okay, that's fair. All right.
Speaker 1:
[21:37] That's, I think, like a protein or something in milk.
Speaker 3:
[21:39] Oh my gosh. Did you ever have those little milk cartons at school at the cafeteria and they were like paper?
Speaker 1:
[21:45] And just that wet cardboard taste after a while?
Speaker 3:
[21:48] Yes.
Speaker 1:
[21:49] That's crazy. They made us open those things. They were often, and sometimes you couldn't get it open.
Speaker 3:
[21:53] It was terrible.
Speaker 1:
[21:54] And you had to just like puncture it.
Speaker 3:
[21:56] I would get a straw because I'm so classy. And then you'd fold it back up and you'd have your straw.
Speaker 1:
[22:01] And the elite had the chocolate milk.
Speaker 3:
[22:03] Oh, fancy schmancy right there.
Speaker 1:
[22:05] And that's when milk went from like, oh, you're now, that's not even healthy. That's a dessert. Let's just call it what it is.
Speaker 3:
[22:10] Yes.
Speaker 1:
[22:11] But the parents were like, well, it's still milk. Still got calcium.
Speaker 3:
[22:14] You're still drinking milk. Yeah.
Speaker 1:
[22:16] That's crazy. We moved on now to the alternative milks.
Speaker 3:
[22:19] Yeah. A lot of oat milk.
Speaker 1:
[22:21] It used to be soy. And then they were like, well, soy is bad for you. Then it was almond. And now they're like, well, almonds, and now it's oat. And they're like, well, oat has a lot of calories. You can't win with these people.
Speaker 3:
[22:30] I just want to know, how do you get? Yeah.
Speaker 1:
[22:32] You don't want to know.
Speaker 3:
[22:33] I was going to say, how do you, how do an oat, right? Is it that they-
Speaker 1:
[22:37] They like mix it with water and blend it and they strain it.
Speaker 3:
[22:40] And then they strain it. Okay.
Speaker 1:
[22:42] You can make it at home. People say it's super easy. Put a little maple syrup, a little salt in there.
Speaker 3:
[22:45] Hey, some people are doing raw milk too.
Speaker 1:
[22:47] That's back. In RFK's world, that's all that exists.
Speaker 3:
[22:51] The raw milk. I want to remind my mom, I need to ask my mom, she grew up on a farm and the boys milked cows, like every morning before school. Like they churned, like they were a full on dairy farm. Like they should have grew up on a farm.
Speaker 1:
[23:02] All the celebrities pitching it to, those celebrities must have got paid good money to be advertising for the got milk. Yeah.
Speaker 3:
[23:09] Yeah. Oh my gosh. I mean, everyone, the cast of Friends.
Speaker 1:
[23:13] That's right.
Speaker 3:
[23:14] Like that spread. Oh yeah.
Speaker 1:
[23:15] They got that milk money. That's crazy. I wish I got in on that.
Speaker 3:
[23:19] Right. All right. You know, another rebrands that I personally love is the Abercrombie and Gap. Abercrombie and Fitch.
Speaker 1:
[23:28] You are on both sides of this. It's my jeans. You used to love Abercrombie. You currently love Abercrombie.
Speaker 3:
[23:32] Yes. I stopped for a while because it was still like surfer, you know what I mean? I was like, that's not my style. And then they came back around and it's cute. All your like simple, anything like plain to me, like a good plain shirt.
Speaker 1:
[23:45] Like staples.
Speaker 3:
[23:46] Good jeans, staples.
Speaker 1:
[23:47] They got away from like graphic tees and all that stuff. Yeah.
Speaker 3:
[23:50] Nobody's doing that.
Speaker 1:
[23:51] Are we doing graphic tees?
Speaker 3:
[23:53] No.
Speaker 1:
[23:54] We're done with that.
Speaker 3:
[23:55] I think we're done with that.
Speaker 1:
[23:55] Sweatshirts with an influencer's name will do that apparently.
Speaker 3:
[23:58] RK. Yep. Pretty good. Yeah.
Speaker 1:
[24:01] Abercrombie and Gap came back. Gap apparently hired designer Zach Posen as creative director, went back to the basics, classic silhouettes, quality denim. That's what they were known for.
Speaker 3:
[24:10] Yeah. It's like the Calvin Klein 90s. Remember what I'm saying? Like just a sleek black turtleneck and some black slacks. You know, it's all you need.
Speaker 1:
[24:18] And Abercrombie, they brought back the comfy casual during the pandemic.
Speaker 3:
[24:51] See, I would drive and I worked there, I mean, maybe a solid three months. And then I thought, I got to get out of here.
Speaker 1:
[25:00] You know, I lasted three months as well in my retail career.
Speaker 3:
[25:03] OK, what was yours?
Speaker 1:
[25:03] It felt like a year, but it was at Urban Outfitters. This was post-Apple.
Speaker 3:
[25:07] Yes.
Speaker 1:
[25:08] I went to Urban Outfitters.
Speaker 3:
[25:09] Good for you.
Speaker 1:
[25:09] Making minimum wage.
Speaker 3:
[25:11] Yeah.
Speaker 1:
[25:11] And the ladies, ladies. Hey, if you're going to try on 40 pieces of clothing, don't leave it inside out in a giant pile for me. I would spend half the day just trying to get. And, you know, Urban Outfitters, all the clothes are.
Speaker 3:
[25:21] You know what? No one told me, though. As a teenager, I will tell my teenage girls that.
Speaker 1:
[25:25] Like, you don't need to get it back perfectly, but make an attempt.
Speaker 3:
[25:28] And no one told me. And I was a terrible teenage girl in those, like I would. I would just try things on and leave them. So sorry.
Speaker 1:
[25:35] But I got 40% off all the clothing. So I stocked.
Speaker 3:
[25:38] So your whole paycheck went to the wardrobe.
Speaker 1:
[25:40] My $8 an hour disappeared very quickly after taxes and wardrobe.
Speaker 3:
[25:44] Yep. Oh, man.
Speaker 1:
[25:46] All those skinny jeans I bought that no longer fit me. Sad day.
Speaker 3:
[25:49] So sad. Another rebrand that we love. She was on my prayer list for many years and she's come and she has made it, George.
Speaker 1:
[25:58] Prayer works.
Speaker 3:
[25:59] Lindsay Lohan. Man, what a solid, solid woman. You know, she was so great. And then she went a little rye.
Speaker 1:
[26:07] Yeah. Got a little more than a little.
Speaker 3:
[26:09] Little too much plastic surgery. Little bit of too much filler.
Speaker 1:
[26:13] Was there some drugs involved?
Speaker 3:
[26:15] Yeah, probably.
Speaker 1:
[26:16] Under the influence of some sort?
Speaker 3:
[26:18] All the things. And you know what? She came out ahead. She dissolved the filler, changed her life.
Speaker 1:
[26:23] Was it the Netflix Christmas movie that did it, you think?
Speaker 3:
[26:26] It was one of them, yes.
Speaker 1:
[26:28] Falling for Christmas, a decent movie.
Speaker 3:
[26:30] Yeah, and she has kids and they live in Dubai now. To like get away from all the like craziness of- I didn't know she had kids. Yep.
Speaker 1:
[26:38] Has she been married all this time?
Speaker 3:
[26:40] No, not all this time. I think she got married. I don't know when she got married. But she's doing really well. So we appreciate that about Lindsay. Good for her. I know. We're excited for her. I would say Lindsay's role, though, that was probably the best was in Mean Girls.
Speaker 1:
[26:52] Yes.
Speaker 3:
[26:52] That was like the juicy track. The juicy tracksuit.
Speaker 1:
[26:56] Yes. The like, velour.
Speaker 3:
[26:57] Terry cloth. Yes. It's like that Terry cloth.
Speaker 1:
[27:00] Did you own that at the time?
Speaker 3:
[27:01] I think I may. I had, yes, I did.
Speaker 1:
[27:04] That I feel like was the first iteration of the sort of athleisure era.
Speaker 3:
[27:08] Yes. It was the start of it. It was the birth.
Speaker 1:
[27:10] It's like you can look good and be comfy at the same time.
Speaker 3:
[27:13] And it was that. But now, thankfully, there's other brands that do it. I'm going to say much better than a terry cloth juicy tracksuit.
Speaker 1:
[27:21] More timeless, a little more on trend.
Speaker 3:
[27:23] Which would be, I'd say Cozy Earth. I put Cozy Earth in that category.
Speaker 1:
[27:26] 100 percent.
Speaker 3:
[27:27] I just wore two other things yesterday. They have a long sleeve black shirt. And what I love about everything, again, it's just a long sleeve black shirt. Like we're talking about staple items.
Speaker 1:
[27:34] Yes.
Speaker 3:
[27:34] But the Cozy Earth one, it's good material. It's thick. It's soft. It fits well. I've washed it so many times because I wear it a lot. Yes, like all of it. I'm like, man, when you just invest in good clothing or bedding or sheets, whatever it may be, like it is just, it's so nice to have good quality. Thanks, George. Because I, you know me, I buy a lot of cheap stuff, like clothing and things. So when you get something nice in clothing, you're like, okay, this is nice. I think you could.
Speaker 1:
[28:00] I'm a big fan of the like buy it once, you know, buy once, cry once where you buy quality and you go, all right, I spent that money one time instead of having to rebuy it often. And so I love Cozy Earth for that, as I know this stuff's going to last me years and years and years, especially the bedding with the 10 year warranty. So go check it out. You can get 20% off at cozyearth.com/smartmoney.
Speaker 3:
[28:20] So good. All right. Next rebrand. Oh, Nintendo. Wow.
Speaker 1:
[28:27] I feel like I fell for this rebrand.
Speaker 3:
[28:28] Did you have the original Nintendo?
Speaker 1:
[28:30] Yes.
Speaker 3:
[28:30] The original original. You owned one because we didn't. My neighbor, Harriet, had one.
Speaker 1:
[28:37] Did you go over Harriet's house?
Speaker 3:
[28:38] When I was in first grade.
Speaker 1:
[28:39] Played some Mario? What were you playing?
Speaker 3:
[28:41] We played, we played Mario. Not even Mario Kart. Like that. It wasn't like 64.
Speaker 1:
[28:44] There was no Mario Kart.
Speaker 3:
[28:45] It was the doot, doot, doot, doot. Yep. We did that one. Oh God. We thought it was so... I remember thinking, oh my gosh, there's like a button. You press sitting here and it moves. Like the whole idea of video game. Like it became new. It became like this new thing. Yep. Man.
Speaker 1:
[29:03] And then I was a part of the N64. That was kind of my...
Speaker 3:
[29:07] That was like later elementary school.
Speaker 1:
[29:09] Yes.
Speaker 3:
[29:09] Yes.
Speaker 1:
[29:09] And then we had the old Wii. I think that's where things went downhill for me.
Speaker 3:
[29:13] I never had a Wii.
Speaker 1:
[29:14] The Wii was a flop for sure.
Speaker 3:
[29:17] But it was kind of cool though, right? It motions with your...
Speaker 1:
[29:19] Yeah, the technology I feel like was above its time, but it still was a fail. And then they launched the Switch in 2017. This was a console you could play on your TV or in handheld mode.
Speaker 3:
[29:29] Yes.
Speaker 1:
[29:29] For people on the go now, where you're not always in front of a giant screen, people have their phones.
Speaker 3:
[29:34] That's right.
Speaker 1:
[29:34] They really did a good job with that. And by 2025, the Switch sold over 153 million units worldwide. One of the top selling consoles of all time, surpassing the original Nintendo DS.
Speaker 3:
[29:45] Oh, it did.
Speaker 1:
[29:46] That's pretty wild.
Speaker 3:
[29:47] That is wild.
Speaker 1:
[29:48] And what did I get for Christmas from my brother? The Switch 2.
Speaker 3:
[29:52] Wait, you got a Switch?
Speaker 1:
[29:53] I got a Switch. Wow.
Speaker 3:
[29:55] How 12 year old of you.
Speaker 1:
[29:56] I haven't owned a video game system since I was a kid.
Speaker 3:
[29:59] How's it been?
Speaker 1:
[30:00] Well, because I have kids, it's hard to play right. I can't wait till I can play with my kids. You know what I mean? When it's like, OK, for them to have the screen time. But right now, I didn't realize you could buy Tony Hawk's Pro Skater. And it came out with a three and four, speaking of rebrands, the new edition.
Speaker 3:
[30:15] Oh, geez.
Speaker 1:
[30:15] And I beat it in a weekend. And I was like, well, that was fun. But I did get Mario Kart and Mario Party.
Speaker 3:
[30:20] OK, that's fun.
Speaker 1:
[30:21] So that Whitney can play with me whenever she so chooses.
Speaker 3:
[30:25] So romantic. So romantic. You know, our neighbor has one and he left it at our house. We had a big Nashville ice storm in January.
Speaker 1:
[30:31] Oh, yeah.
Speaker 3:
[30:32] And yeah, our neighbor, Anthony, he left his Nintendo Switch because they have teenage girls and he's like, I don't know. He brought it for our kids to play because he knows we don't have one. And my kids were like addicts. So they kept it through the ice storm. It was like one of their like sanity moments. Wow. I know. Then we had to give it back to the neighbor. So we've not bought one for the family.
Speaker 1:
[30:50] Sad day. You think it'll happen this Christmas?
Speaker 3:
[30:52] I don't know.
Speaker 1:
[30:53] Winston give in?
Speaker 3:
[30:54] I don't know.
Speaker 1:
[30:55] Winston's more likely to play with them than you.
Speaker 3:
[30:57] For sure. Yeah.
Speaker 1:
[30:58] Do you hate video games because you're not good at them?
Speaker 3:
[31:01] No. It's not that I don't hate video games.
Speaker 1:
[31:04] Well, I want to let you know in the comments, people are not fans of your hatred.
Speaker 3:
[31:08] Really?
Speaker 1:
[31:09] You and Jade went hard at them in our Jade episode. And I was defending the gamers out there saying, hey, if you're like married and work full time and you game for fun on the side, great. But if this is your life and you don't have a job, then I got problems.
Speaker 3:
[31:23] Was I super passionate?
Speaker 1:
[31:24] You and Jade were very passionate that if you're a grown man and you're playing video games out of my sight. So I just want you to be able to clear the air.
Speaker 3:
[31:32] I kind of still do feel that. Sorry.
Speaker 2:
[31:34] Yeah.
Speaker 3:
[31:35] Now, if you have children involved, like to me, I'm like, that makes sense. Like Charles plays, like he gets to play on like Christmas break, spring break, summers, like when it's not during the school year.
Speaker 1:
[31:45] Well, you're saying if Winston, after the kids go down, was like, hey babe, I'm going to go game for a little bit and got his headset on. Yes.
Speaker 2:
[31:52] Love is blind this season.
Speaker 3:
[31:55] So many of the guys had like gaming rooms and the chair and everything. And I'm like, are you 12?
Speaker 1:
[32:00] Like blue LEDs around the room.
Speaker 3:
[32:02] Are you 12? Like what are you doing? I still, I see I'm obviously very passionate about it.
Speaker 1:
[32:07] Yeah. Well, I appreciate you doubling down on this. I try to give you a chance to redeem yourself.
Speaker 3:
[32:11] I know I am. I'm back to doubling down.
Speaker 1:
[32:13] You've made very few fans.
Speaker 3:
[32:14] It's fine though. It's better than sports betting in my book.
Speaker 1:
[32:18] There you go guys.
Speaker 3:
[32:18] I'd rather you be a gamer than a sports bettor.
Speaker 1:
[32:20] Video games are better than being a degenerate gambler.
Speaker 3:
[32:22] There you go.
Speaker 1:
[32:24] Call that a win. One last rebrand.
Speaker 3:
[32:28] This is the next rebrand that I love. Netflix. Do you remember the days George when you'd get a little red envelope that showed up in your mailbox with a DVD in it and you got two a week or two at a time?
Speaker 1:
[32:43] That's right.
Speaker 3:
[32:44] And you had to return it to get the new one. And we thought this is Blockbuster coming to your mailbox. And we thought it was the coolest thing ever. And then credit to them, right? The internet starts interfacing with our TVs, right? Starts to combine. And they started the whole streaming service. Like they were really the ones that like paved the way.
Speaker 1:
[33:07] This was 2007. They became a streaming platform.
Speaker 3:
[33:10] They did in 2007.
Speaker 1:
[33:11] And then they were like, hey, what if we made original content instead of just licensing things that exist?
Speaker 3:
[33:15] Yeah, then they go above and beyond. Yes.
Speaker 1:
[33:16] That was 2013 with House of Cards.
Speaker 3:
[33:19] No way. Great show. Not family friendly, but great show. House of Cards is so good. That was their first original series.
Speaker 1:
[33:27] Yeah. And then Orange is the New Black, Stranger Things, Bridgerton, and a lot more viral series.
Speaker 3:
[33:31] Stranger Things is a Netflix original? Wow. Well done, Netflix.
Speaker 1:
[33:36] And then I think they started winning their first awards. They were up against these big movie studios.
Speaker 3:
[33:41] There was a big joke years ago at the Oscars. And I think it was Ricky.
Speaker 1:
[33:45] Trevace.
Speaker 3:
[33:46] Yes. And he's like, this whole show should just be, well done, Netflix. Well done. Because they were winning everything. So good.
Speaker 1:
[33:53] Pretty wild story. And I truthfully miss the days where they'd mail you the DVD.
Speaker 3:
[33:57] Do you know who else does? Because I remember he was not happy when it stopped.
Speaker 1:
[34:01] Winston Cruz.
Speaker 3:
[34:02] No, my dad.
Speaker 1:
[34:03] Dave was a big OG Netflix guy?
Speaker 3:
[34:07] Oh, it was like a big... Yes, we caught them in the house growing up. Okay, so when did they... They had to have stopped. The streaming platform was 2007. When do you think they stopped doing DVDs?
Speaker 1:
[34:18] It took a while. They really let it taper down.
Speaker 3:
[34:20] Okay, so maybe I must have been home at Christmas or something from college. Because I was in college then. So, but I remember dad specifically being like, their Netflix is stopping DVDs. And I was like, no.
Speaker 1:
[34:31] Oh, he was upset about it.
Speaker 3:
[34:32] So upset because they used it all the time.
Speaker 1:
[34:34] I love that. That's the most boomer day thing to do.
Speaker 3:
[34:36] My parents loved a Netflix red envelope in the mailbox.
Speaker 1:
[34:40] Well, it felt like, you know, when you get a package in the mail, it's exciting. Yes. And you actually watch that movie. And now you scroll for days, maybe watch part of a movie. I feel like the, again, the decision fatigue.
Speaker 3:
[34:50] Yes, a hundred percent.
Speaker 1:
[34:51] It's real. It's so real. The paralysis of having too many options.
Speaker 3:
[34:54] I know.
Speaker 1:
[34:55] But that's a good one.
Speaker 3:
[34:55] Yep. Well done, Netflix. Oh gosh, George. Well, it's good. We love a rebrand.
Speaker 1:
[35:01] Yep. And we love a failed rebrand too.
Speaker 3:
[35:03] Yes. When the struggle is real and they push through the suffering and they come back.
Speaker 1:
[35:08] People have been waiting to mention Cracker Barrel as the big yikes on the failed rebrand.
Speaker 3:
[35:12] Oh, okay. Let's do three. Let's do a quick round. Yeah. Three failed rebrands. Number one, Cracker Barrel.
Speaker 1:
[35:19] That's way more juicy to talk about.
Speaker 3:
[35:21] Listen, and I know there was some stuff people were very passionate about for them to rebrand and that's fine. I get that. But also, if I'm walking into a Cracker Barrel, do not let me walk into a first watch. Those new restaurants, I was like, no, no, this is not cozy. This is not, no, this is not right. It's not right. So I was a, I'm glad they went back. Cause it, and again, Southern, like you go in and you're like, yes, mama's pancakes, mom, even the breakfast items, like what their names, it feels like you're going to grandma's house.
Speaker 1:
[35:53] And they lost that touch.
Speaker 3:
[35:54] That's what we need to feel. Yes. We do not want to clean modern restaurant. No, if we want that, we go to First Watch.
Speaker 1:
[36:01] How's this for conspiracy theory? They did it on purpose.
Speaker 3:
[36:04] Okay, I've heard that.
Speaker 1:
[36:05] And that actually, because it put them back on the map. And people are like, we're going to fight for this. And then they retracted.
Speaker 3:
[36:11] And then they went back up. They did it to get in the news. You know what? I'm going to say, if that was intentional, well done PR.
Speaker 1:
[36:18] I got to look at the stock price. Cause if the stock price took a major hit and then went back up and then went even higher.
Speaker 3:
[36:23] We need to look. I think that's the reason they did it, is cause they got so much backlash and it dipped. I think they're, and let's be honest, and again, I go to Cracker Barrel.
Speaker 1:
[36:32] Who was talking about Cracker Barrel before this? Very few people. It was just a thing you did privately.
Speaker 3:
[36:37] But this is my thing too, don't change what's like, well to your point, it may not have been working cause it may have been going downhill. I don't know. But also-
Speaker 1:
[36:45] I'm sure it has.
Speaker 3:
[36:47] Know what got you there, you know?
Speaker 1:
[36:49] Dance with the one that brought you.
Speaker 3:
[36:50] Dance with the one that brought you. So I'm glad you're back.
Speaker 1:
[36:53] That's good.
Speaker 3:
[36:54] Eggs in a basket, cheesy hash brown, get the biscuits and gravy, I mean all of it. Give me a breakfast. I don't do other meals at Cracker Barrel though. I'm not a lunch dinner gal there.
Speaker 2:
[37:04] What do you-
Speaker 1:
[37:04] Oh, you're breakfast only?
Speaker 3:
[37:05] Just breakfast.
Speaker 2:
[37:06] Oh.
Speaker 3:
[37:06] Just breakfast. And then you got to do ask- you have to ask for the bacon to be extra crispy cause sometimes it's a little-
Speaker 1:
[37:12] It's a little soggy.
Speaker 3:
[37:13] A little, yeah.
Speaker 1:
[37:14] Yeah.
Speaker 3:
[37:14] But their cheesy hash brown casserole-
Speaker 1:
[37:16] And they claim things are scratch made there, right?
Speaker 3:
[37:18] No.
Speaker 1:
[37:19] They don't claim that?
Speaker 3:
[37:20] No, they don't claim that. I thought they did. No, they're-
Speaker 1:
[37:22] Maybe it was just the eggs. The eggs are like our actual eggs. You know what I mean? Versus like powdered eggs.
Speaker 3:
[37:27] Oh, for sure. Yeah, yeah. It's not like a-
Speaker 1:
[37:31] Few things I hate more than powdered eggs.
Speaker 3:
[37:33] Yeah, it'd be like going to like a, you know, those, I'm trying to think like a courtyard Marriott or something. You know what I mean? Where they have the buffet.
Speaker 1:
[37:40] Any time like eggs are catered, they're usually those powdered eggs.
Speaker 3:
[37:43] Not good.
Speaker 1:
[37:44] And it just hurts my soul.
Speaker 3:
[37:45] Okay, that was a bad rebrand.
Speaker 1:
[37:47] How about this one? Twitter to X.
Speaker 3:
[37:49] Yes. No, we're calling it Twitter. It's tweets, Twitter. It will forever be Twitter.
Speaker 1:
[37:54] No one's calling it X.
Speaker 3:
[37:56] No one's calling it X. We refuse. No, we love a tweet. You know, even that, tweet.
Speaker 1:
[38:01] It sounded great. There was no need to do it. We were just alarming Elon when he bought it.
Speaker 3:
[38:04] No change.
Speaker 1:
[38:05] It was an ego move.
Speaker 3:
[38:06] Is he, is he, is he dropping this? Cause he's dropping his Tesla cars. Remember how we were saying how he's.
Speaker 1:
[38:11] That's true. He's dropping the Model X. Maybe he changes it. He'll change it again.
Speaker 3:
[38:16] We'll see. Wow. Number three, failed rebrands. Oh man. They never came back up. You ready? I'm going to put them on my prayer list. Well, one of them already is Amanda Bynes and Britney Spears. Man.
Speaker 1:
[38:30] Say it.
Speaker 3:
[38:31] Okay. Have you heard about cloning? About celebrities who are not really who they are inside their body.
Speaker 1:
[38:37] I heard this about Joe Biden.
Speaker 3:
[38:40] Yes.
Speaker 1:
[38:40] That there's a fake Joe Biden.
Speaker 3:
[38:41] Well, I think that was more like a stunt double. I don't think they thought he was like cloned. But like there was a whole thing with Jim Carrey recently. Yes. We don't know about him. People, yeah. People say it. Avril Lavigne. There's like been a whole thing. Like, is it really Avril? Is it not? Yep.
Speaker 1:
[38:56] I remember that one.
Speaker 3:
[38:56] A little bit of a Selena Gomez. There's a-
Speaker 1:
[38:58] Oh, that's right.
Speaker 3:
[38:59] There's a conspiracy around her. There's a bunch of them, bunch of them.
Speaker 2:
[39:02] But Britney's in the list.
Speaker 3:
[39:03] When you look down like that, it's not really her. Her soul has been sold. She's not there. It's not her. It's someone else in there and we don't know who. But she's dancing on Instagram with knives and we think that is not her. That is not her.
Speaker 1:
[39:18] It was a failed clone experiment and that's what we ended up with.
Speaker 3:
[39:21] Or she had a villain story and she was in a bad industry at a very young age. This is probably the reality.
Speaker 1:
[39:28] That's more probable.
Speaker 3:
[39:29] It probably psychologically trips you out. So we got to bring her back. What do we do? How do we rescue her?
Speaker 1:
[39:33] I think I can because she still, I just checked yesterday, still follows me on Twitter for some reason. I don't know why, but Britney Spears, if you go to her follow, she follows me.
Speaker 3:
[39:42] Send her a message, George. Right now.
Speaker 1:
[39:44] I did send her a message.
Speaker 3:
[39:46] Send it to her.
Speaker 1:
[39:46] She never responded.
Speaker 3:
[39:47] And remember, it's Britney, B-R-I-T-N-E, not A-N-Y.
Speaker 1:
[39:51] Oh, yeah. Nobody thought it was.
Speaker 3:
[39:54] I know. I'm just saying.
Speaker 1:
[39:56] Okay. She follows, to be fair, she follows 332,000 people.
Speaker 3:
[40:00] I don't care.
Speaker 1:
[40:01] But she has 43 million followers.
Speaker 3:
[40:03] Send her a message, George.
Speaker 1:
[40:04] My last message was from September of 2023.
Speaker 3:
[40:07] Would you send me a message?
Speaker 1:
[40:09] I said, hey, Britney, thank you for following me. Not sure why you do, but means a lot. Excited for your new book. Would love to help you promote it. Let me know. I connect you with my publicist. I thought if we can get Britney on the show, it'd be amazing. Hey, Britney.
Speaker 3:
[40:23] Hey, Britney. Sitting here.
Speaker 1:
[40:25] Checking back on this. Would still.
Speaker 3:
[40:29] Circling back.
Speaker 1:
[40:30] Love to have you.
Speaker 3:
[40:31] Love to have you.
Speaker 1:
[40:33] On our show.
Speaker 3:
[40:34] And my friend Rachel.
Speaker 1:
[40:34] Smart Money Happy Hour.
Speaker 3:
[40:36] Yeah, that's great. And then say, my friend Rachel.
Speaker 1:
[40:38] My co-host, Rachel Cruze.
Speaker 3:
[40:41] Is praying for you.
Speaker 1:
[40:42] Is praying for you. And is a lifelong fan. Be blessed, George. All right. I'll let you know if she responds.
Speaker 3:
[40:57] Good job, George.
Speaker 1:
[40:58] Wow. All right.
Speaker 3:
[41:00] You know, the last message that I sent that hater guy, I don't think he ever responded. Do you remember that?
Speaker 1:
[41:04] Oh, that's right.
Speaker 3:
[41:05] Way back when.
Speaker 1:
[41:06] He had issue with your pool. He said, stop posting about your pool.
Speaker 3:
[41:09] Yeah, did not like my backyard. I just thought of that.
Speaker 1:
[41:12] And he never responded.
Speaker 3:
[41:13] He never responded. I don't know if Brittany will respond to you, do you think?
Speaker 1:
[41:16] No. I don't know how active she is in like the DMs. You know what I mean?
Speaker 3:
[41:20] But we wanted her free. She's free. We hope that that was the right choice. Well, George, if people would just put us in charge of the world, I think we could fix it.
Speaker 1:
[41:27] It's not that hard.
Speaker 3:
[41:28] I know. We could have done it. But it's fine. It's OK. But we do love we love a good story. We love a good rebrand. We're here for transformation. We're here for it. We're here for it.
Speaker 1:
[41:36] We love a comeback.
Speaker 3:
[41:38] All right, though, before we spill the tea on our guilty as charged segments, what would you say about the drink? Give me a give me a rating.
Speaker 1:
[41:44] This is the Paloma Mezcalita. It has to be a 10 out of 10 for me. I would order this at a restaurant. This has mezcal, which is kind of a smoky tequila.
Speaker 3:
[41:56] It's a very specific taste, too, so you have to like that.
Speaker 1:
[42:00] It's like the scotch of the tequila world, but not as intense, doesn't taste like burning tires. Lime juice is in here, orange liqueur, grapefruit juice and grapefruit soda. So hence the eta part of mezcalita. It's kind of a margarita mixed with a Paloma, but made with mezcal.
Speaker 3:
[42:17] I mean, what a name.
Speaker 1:
[42:18] So grapefruit juice and grapefruit soda would be the Paloma, usually made with tequila. It comes out to a pricey $5.56 per glass. But like I said, you would pay triple that at a restaurant.
Speaker 3:
[42:29] For sure.
Speaker 1:
[42:29] So this is worth making. Get the recipe in the show notes. Give it a try this weekend or whenever you feel like it.
Speaker 3:
[42:36] Love it.
Speaker 1:
[42:36] What's your rating on this? I gave it a 10 out of 10.
Speaker 3:
[42:38] I know. George, I might say, I may say 9 out of 10.
Speaker 1:
[42:41] Okay.
Speaker 3:
[42:41] Just to be a little interesting. I would order it.
Speaker 1:
[42:43] You're so interesting.
Speaker 3:
[42:45] I would order it at a restaurant, but the mezcal, I don't think I'd pick that type of tequila over regular tequila.
Speaker 1:
[42:53] Got it.
Speaker 3:
[42:54] The smoky, it's pretty smoky.
Speaker 1:
[42:57] It's an acquired taste.
Speaker 3:
[42:58] But it's delicious.
Speaker 1:
[43:00] It takes, I'll say, a mature palate that I don't think you have.
Speaker 3:
[43:05] Lord have mercy on my soul.
Speaker 1:
[43:07] I just wanted to be interesting. Just thought that'd be interesting.
Speaker 3:
[43:09] Just thought it'd be an interesting comment.
Speaker 1:
[43:11] Oh my gosh.
Speaker 3:
[43:12] No, it's fine.
Speaker 1:
[43:12] It's not for everybody.
Speaker 3:
[43:13] It's not for everyone. All right. Now it's time for Guilty as Charged. And this is where we ask each other a Guilty as Charged question every week. And if we're guilty, we take a sip. All right, George, this one came from Instagram.
Speaker 1:
[43:26] Who sent it?
Speaker 3:
[43:27] Lauren Placker.
Speaker 1:
[43:28] Thank you, Lauren.
Speaker 3:
[43:29] She asks, have you ever said something live on The Ramsey Show that was awkward or putting your foot in your mouth?
Speaker 1:
[43:39] Every day.
Speaker 3:
[43:40] Oh man.
Speaker 1:
[43:41] That's the hard part about this job is, especially Ramsey Show, when it's a live show and they just cut it and put it on YouTube. Unless you really flubbed it, it's just going to be on YouTube forever.
Speaker 3:
[43:51] Yeah, it's just there.
Speaker 1:
[43:52] And you just learn to live with that.
Speaker 3:
[43:53] Yes.
Speaker 1:
[43:53] What's the one that comes to mind for you? I know.
Speaker 3:
[43:55] I'm trying to think. I mean, I know for sure. Or you say things that you're like, oh, pronounce that wrong or that innuendo was bad or whatever.
Speaker 1:
[44:02] Or you got something, it was inaccurate what you said, or you forgot a detail about their story and the audience catches it.
Speaker 3:
[44:07] Yes. And you miss out. I told one girl the math was kind of like on her car of like, she could sell it, she could pay it off. But I was so hard on her to just sell it. I was like, sell it. But then one of her main jobs was a driver. Like she used her car for her career. Like that was part of it. And I was like, oh man, I probably could have gone back and like tweak that advice.
Speaker 1:
[44:29] Yeah. She drive a different car and downgraded?
Speaker 3:
[44:33] I know, maybe, but I think she had to have a certain level. You know how some companies, you have to have like a certain level.
Speaker 1:
[44:38] If you're like a sales role and you need to be a newer car.
Speaker 3:
[44:40] Yes, it was something like that. And I just like, I don't know.
Speaker 1:
[44:42] If you require that, you should just be issued a company car. That's my honest thoughts.
Speaker 3:
[44:46] I agree.
Speaker 1:
[44:46] If they require you to drive a certain thing, drive a lot of miles.
Speaker 3:
[44:50] Yes, I agree.
Speaker 1:
[44:50] It's ridiculous.
Speaker 3:
[44:51] I'm with you.
Speaker 1:
[44:51] Or give them a stipend for a car.
Speaker 3:
[44:54] How about you?
Speaker 1:
[44:56] So many to choose from. I mean, everyone knows the infamous sell the horse story. But the one that's probably second to that, that I got really roasted for, was an 86 year old woman who called in, who was, I mean, had zero money. All she had was a paid for house, a modest paid for house, but had no money otherwise. And I told her to get a job. And here's why though, here's why. She said, if I remember correctly, that six months prior, she was working. And so I went over six months ago. Then after I tell her to get a job, she says, well, I also have leukemia. And I go, well, you buried the lead there. Like, let's maybe start with that. There's not much you can do. So then I got roasted. The headline was, Kamel tells 86 year old with leukemia, quote, get a job. Oh no. You know what I mean? Oh no. So that I regret. But here's the thing, I was upset for her. I wasn't upset at her.
Speaker 3:
[45:51] Yes, yeah.
Speaker 1:
[45:52] And the other only option was like-
Speaker 3:
[45:53] But the advice now would be like, I would just sell, I'd sell the house and I'd rent a small apartment for a few years. Yeah, that's one option.
Speaker 1:
[45:59] Or get a roommate to help with the, you know, she has an extra room. There's someone out there who wants a little Golden Girl situation or a young student, you know, who is not there much. And then the other option, which I was never going to tell someone to do is get a reverse mortgage.
Speaker 3:
[46:13] Yeah, right. Right, right.
Speaker 1:
[46:14] Even though like, yeah, well, you'll die.
Speaker 3:
[46:15] I would sell the house before that. Go ahead and cash out a couple of hundred grand for the house work.
Speaker 1:
[46:19] Then she needs to pay rent. And so I forget the situation.
Speaker 3:
[46:21] Yeah, totally.
Speaker 1:
[46:22] It was just tough all around. The truth is, the older you get, the harder it is to make a comeback. Speaking of rebrands.
Speaker 3:
[46:28] Yes, so yeah.
Speaker 1:
[46:29] Full circle.
Speaker 3:
[46:30] Young people, invest in retirement, please. Please.
Speaker 1:
[46:33] Don't put yourself in that situation.
Speaker 3:
[46:34] Oh, that's tough. Well, so good. If you guys have a Guilt Who's Charged question, make sure to DM us at RachelCruze and at George Kamel because we read them, we see them, we screenshot them.
Speaker 1:
[46:43] We see you.
Speaker 3:
[46:44] We text it to each other.
Speaker 1:
[46:45] We sent one last night.
Speaker 3:
[46:47] I know. I was going through my DMs, and like, oh, Guilt Who's Charged, here we go. So yeah, so thank you for those. You really give us some great ideas. And if you enjoyed this episode, you're going to love our episode, Pros and Cons of Shopping in 2005. Should we go back?
Speaker 1:
[47:00] So much nostalgia.
Speaker 3:
[47:01] A lot there, yep. So we'll put a link for you and make sure to subscribe so you don't miss an all new episode of Smart Money Happy Hour.